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About Lee Ann Torrans

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So far Lee Ann Torrans has created 136 blog entries.

MS and Social Security Disability

2019-10-13T11:45:31-05:00

MS and Social Security Disability The test imposed by the Social Security Administration for disability benefits is that the applicant cannot engage in “substantial gainful activity”.  Multiple Sclerosis disability benefits have a specific listing. Listing 11.09A for Multiple Sclerosis. In order to qualify pursuant to Listing 11.09A for Multiple Sclerosis two of the claimants extremities must be impaired. Coordination and walking ability will be evaluated. In order to qualify for benefits under listing 11.09C, the patient must be able to demonstrate reproducible motor function problems, substantial weakness on repetitive activity, neurological dysfunction associated with MS. The level of strength of the [...]

MS and Social Security Disability2019-10-13T11:45:31-05:00

ADHD and Sleep Disorders

2019-10-13T11:45:31-05:00

ADHD and Sleep Disorders Adolescents with a childhood diagnosis of Attention Deficit/Hyperactivity Disorder (ADHD) are more likely to have current and lifetime sleep problems and disorders, regardless of the severity of current ADHD symptoms according to a recent study. Results indicate that adolescents with a childhood diagnosis of ADHD, regardless of persistent ADHD were more likely to have current sleep problems and sleep disorders such as insomnia, sleep terrors, nightmares, bruxism and snoring. Often ADHD symptoms are caused or exaggerated by primary sleep disorders so treating sleep disorders can be extremely helpful for ADHD. The presence of at least one psychiatric [...]

ADHD and Sleep Disorders2019-10-13T11:45:31-05:00

Social Security Fund – Is It Stable?

2019-10-13T11:45:32-05:00

Opening Statement of Social Security Subcommittee Ranking Member Xavier Becerra Social Security Subcommittee Hearing on Annual Social Security Trustees Report Committee on Ways and Means Lee Ann Torrans Veterans Benefits Attorney McKinney, Texas Between 2007 and 2010, Social Security added $439 billion to its Trust Fund surplus, while paying Americans their earned benefits on time and in full. Between 2007 and 2010, a typical middle-class American family lost between $26,000 and $87,000 in net worth - about 40 percent of their assets and savings. Over 77 years and now through 13 recessions, Social Security has not added one penny [...]

Social Security Fund – Is It Stable?2019-10-13T11:45:32-05:00

Social Security Strategies: Lee Ann Torrans

2019-10-13T11:45:32-05:00

Social Security Strategies come in all forms and shapes! Social Security Strategies Come in All Shapes and Forms! Lee Ann Torrans Social Security benefits may be claimed as early as the beneficiary reaches 66.   To draw at 66 rather than at age 66 means the benefits will be reduced by an amount of 32%.  The decision to initiate your Social Security income stream at the earlier age means you may elect to place the income into an irrevocable life-insurance trust.   This trust could be dedicated to charitable gifts, an asset to designated heirs or a fund to [...]

Social Security Strategies: Lee Ann Torrans2019-10-13T11:45:32-05:00

Social Security Strategy for Unmarried Parties

2019-10-13T11:45:32-05:00

Lee Ann Torrans Social Security Strategies Single, unmarried people have much less flexibility than married individuals in terms of Social Security benefits.  Deferring taking their benefits for as long as possible is their best option.  Taking benefits at 62 can compromise long-term retirement security. Nine out of 10 Americans aged 65 or older receive Social Security.  Roughly 22 percent of married couples and 43 percent of unmarried people rely on Social Security for 90 percent or more of their income. The Social Security Administration in 2011 provided benefits totaling $727 billion to about 55 million Americans. Retired workers received [...]

Social Security Strategy for Unmarried Parties2019-10-13T11:45:32-05:00

Social Security Strategy for Married Individuals

2019-10-13T11:45:33-05:00

 Social Security Strategy for Married Individuals Lee Ann Torrans Social Security Strategies You can begin to collect benefits at age 62. A survey by the Transamerica Center for Retirement Studies found that 21 million Americans are expecting to rely on Social Security as their sole source of retirement income, which is more than 27 percent of the total U.S. working population. The earliest a person can begin taking Social Security payments is age 62, but delaying until age 70, when benefits reach the maximum payoff, will increase the monthly payment by eight percent. Spouses with a comparable income and [...]

Social Security Strategy for Married Individuals2019-10-13T11:45:33-05:00

Child RFC Form Mental Issues for SSI and SSD: Autistic Disorder

2019-10-13T11:45:33-05:00

Childhood Mental Disorders for SSI and SSD Childhood SSI and SSD mental disorders as defined by the Social Security Administration (SSA) are categorized just as adult SSI and SSD disorders are catagorized.  The listings can be found here:  http://www.ssa.gov/disability/professionals/bluebook/112.00-MentalDisorders-Childhood.htm LEE ANN TORRANS:  I no longer practice law.  Please Review the Terms of Use of this Website. 112.10 Autistic Disorder and Other Pervasive Developmental Disorders: Characterized by qualitative deficits in the development of reciprocal social interaction, in the development of verbal and nonverbal communication skills, and in imaginative activity. Often, there is a markedly restricted repertoire of activities and interests, which frequently [...]

Child RFC Form Mental Issues for SSI and SSD: Autistic Disorder2019-10-13T11:45:33-05:00