Roughly three of ten workers will become disabled prior to retirement, according to the Social Security Administration.

The most common physical conditions include:

Back issues
Arthritis and
Cancer

In order to qualify:

  • Disability must have lasted or be expected to last for at least a year or to result in death.
  • A worker must not now do the job once performed because of your medical condition, and your
  • Condition must prevent you from adjusting to doing another job.
  • Must have worked for a certain amount of years to qualify.

For anyone over the age of 31, the rule requires one to have worked at least five out of the last 10 years. For a complete discussion on how to qualify for benefits, click here.

The Social Security Administration allows claimants to apply for benefits online.

It can take three to five months to process the initial application for disability benefits.

Lawyers will typically receive about 25% of the past-due benefits owed with a cap of about $6,000.

Social Security Disability Insurance amount paid is based on your previous employment earnings.

The average benefit is about $1,100 to $1,200 per month.