Long Term Disability — Watch OUT! Read the fine print.
Ralph Barrera AMERICAN-STATESMAN
David Rankin, sitting with his wife, Deborah, was diagnosed with multiple sclerosis in 2006. He tried to cash in on his long-term disability insurance policy, but a discretionary clause allowed Liberty Mutual to deny his claim.
Ralph Barrera AMERICAN-STATESMAN
David Rankin eventually settled his claim against Liberty Mutual, but not until after he and his wife, Deborah, had drained their savings and retirement accounts, losing more than $35,000.
In a matter of months, David Rankin went from swinging golf clubs to trying to navigate through life with a walker.
- Tim Eaton
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